The O3 Cards work on the existing Interswitch Network/Verve, which means they can be used on all Automated Teller Machines (ATMs), Point of Sale (POS) terminals and Internet Payment Sites in Nigeria.
O3 Cards complies with the international Euro pay, MasterCard and Visa (EMV) Standard with data transmission done under an encrypted and secure environment. Our operating systems run on certified platforms that are Payment Card Industry Data
Security Standards (PCI DSS) certified and in line with International Security Standards issued by the Payment Card Industry Security Standards Council (PCI SSC).
No Bank Restrictions
EMV compliant to ensure online security
Accepted everywhere in Nigeria
24 Months validity
No Collateral/Zero Deposit
Minimum Mandatory Repayment of only 10% of what you spend.
Access to Discounts and Great Deals
Earn cashback on POS and Web spends. No minimum spend no spend exclusions
Get discounts & special deals when you use your card at cinemas, eateries and your favorite spots.
Shop online and get discounts and amazing deals
Buy credit and data via the O3 app
Emergency card replacement
Staff enjoys a revolving credit cycle.
Staff can have access to 200% of his or her monthly net salary.
Staff can make minimum repayment of the 10% on the outstanding balance.