Features and details

  • Revolving credit limit up to $10,000.
  • Extended 45-day repayment cycle (extended when compared to the consumer cards).
  • Works in Nigeria and overseas at POS, ATM, and online.
  • Naira and USD denominated.
  • Pay international suppliers, make online purchases, and pay for digital subscriptions. Your Card is accepted at businesses that accept American Express payments in Nigeria and around the world.


  • Issuance fee: $5 (at issuance, card expiry, and card replacement) (every two years).
  • Maintenance fee: $10 (annual).
  • Membership fee: $250 (annual).


  • Complimentary membership in Priority Pass, along with three complimentary lounge visits per year, so you can make business travel more pleasurable.
  • Eligible cardmembers can enjoy complimentary enrolment into the SIXT rent a car loyalty program and receive additional benefits.
  • Enjoy special Hertz benefits, including 10% discount off standard rates, one-car-class upgrade, and free additional driver for spouse/civil partner.
  • Enjoy special benefits when you rent with Avis, including up to 15% discount off standard rates and an upgrade voucher.
  • American Express® Cardmembers get up to 10% off on the car price element of a car rental booking at Rentalcars.com.
  • Plan your vacation and enjoy up to 12% off on select hotels through Booking.com.
  • Access one complimentary car tows per year through AA Rescue Roadside Assistance
  • Fly for Less with 5% Off on Dana Air! Use Your Exclusive Code on Our Website.
  • Enjoy a range of perks, discounts, and upgrades from select hotels.


  • Indulge in exceptional dining at an array of fine establishments, where you can enjoy discounts of up to 10% on food, beverages, and drinks.
  • Take advantage of perks and discounts from a range of businesses on Oyanow.ng
  • Feast, Savor, and Get Cash Back on food delivery– Your Delicious Rewards Await!”
  • Satisfy Your Cravings for Less on various fast food restaurants!
  • Enjoy a 15% discount on the admission prices for Maxtivity and Lego Play Experience, making your recreational activities even more affordable.
  • Experience the ultimate relaxation and pampering from select exclusive spas designed to rejuvenate both body and soul.
  • Enjoy discounts and benefits at all Filmhouse Cinemas outlets in Nigeria.

Insurances and protections

Enjoy added peace of mind, with travel and mobile phone theft insurance included. Policy T&Cs apply