Features and details

  • Revolving credit limit up to $20,000.
  • Works in Nigeria and overseas at POS, ATM, and online.
  • Naira and USD denominated.
  • Pay for your online purchases and digital subscriptions. Your Card is accepted at businesses that accept American Express payments in Nigeria and around the world.


  • Issuance fee: $5 (at issuance, card expiry, and card replacement) (every two years).
  • Maintenance fee: $10 (annual).
  • Membership fee: $300 (annual).


  • Complimentary membership in Priority Pass, along with five complimentary lounge visits per year, so you can enjoy a less stressful way to travel.
  • Discover hotel experiences to remember with a two-year Tablet Plus membership.
  • Gain access to a collection of more than 1,500 rigorously curated luxury hotels and villas around the world with a complimentary Mr and Mrs Smith membership.
  • Upgrade your airport experience with a 10% discount on Fastrack VIP Meet & Greet services.
  • Eligible cardmembers can enjoy complimentary enrollment into the SIXT rent a car loyalty program and receive additional benefits.
  • Enjoy complimentary enrolment into Hertz Gold Plus Rewards Five Star and receive additional Platinum benefits.
  • Receive Avis President’s Club Status and additional benefits when booking with your Platinum Card.
  • American Express® Cardmembers get up to 10% off on the car price element of a car rental booking at Rentalcars.com.
  • Fly for Less with 5% Off on Dana Air! Use Your Exclusive Code on Our Website.
  • Enjoy a range of perks, discounts, and upgrades from select hotels.
  • Access one complimentary car tows per year through AA Rescue Roadside Assistance
  • Plan your vacation and enjoy up to 12% off on select hotels through Booking.com.


  • Access the O3 Capital American Express® Concierge – your 24/7 travel and lifestyle concierge service that can help you to make it all happen. Beautifully.
  • Indulge in exceptional dining at an array of fine establishments, where you can enjoy discounts of up to 10% on food, beverages, and drinks.
  • Experience the ultimate relaxation and pampering from select exclusive spas designed to rejuvenate both body and soul.
  • Enjoy a 15% discount on the admission prices for Maxtivity and Lego Play Experience, making your recreational activities even more affordable 
  • Enjoy discounts and benefits at all Filmhouse Cinemas outlets in Nigeria.
  • Take advantage of perks and discounts from a range of businesses on Oyanow.ng
  • Satisfy Your Cravings for Less on various fast food restaurants!
  • Feast, Savor, and Get Cash Back on food delivery– Your Delicious Rewards Await!”
  • Enroll in a complimentary 12-month membership to RED BY Dufry to enjoy discounts and rewards in all participating Dufry shop.
  • Challenge your golf game while gaining one year of complimentary access to Hole19’s premium features.

Insurances and protections

  • Enjoy added peace of mind, with travel and mobile phone theft insurance included. Policy T&Cs apply.
  • Enjoy 24/7, unrestricted access to top-tier healthcare services via The Santis health platform.