Features and details

  • Revolving credit limit up to $1,000.
  • Works in Nigeria and overseas at POS, ATM, and online.
  • Naira denominated.
  • Pay for your online purchases and digital subscriptions. Your Card is accepted at businesses that accept American Express payments in Nigeria and around the world.


  • Issuance fee: $5 (at issuance, card expiry, and card replacement) (every two years).
  • Maintenance fee: $10 (annual).
  • Membership fee: $40 (annual).


  • Plan your vacation and enjoy up to 12% off on select hotels through Booking.com.
  • Enjoy special Hertz benefits, including 10% discount off standard rates, one-car-class upgrade, and free additional driver for spouse/civil partner.
  • Enjoy special benefits when you rent with Avis, including up to 15% discount off standard rates and an upgrade voucher.
  • American Express® Cardmembers get up to 10% off on the car price element of a car rental booking at Rentalcars.com.


  • Enjoy discounts and benefits at all Filmhouse Cinemas outlets in Nigeria.
  • Feast, Savor, and Get Cash Back on food delivery– Your Delicious Rewards Await!”
  • Satisfy Your Cravings for Less on various fast food restaurants!
  • Take advantage of perks and discounts from a range of businesses on Oyanow.ng
  • Challenge your golf game while gaining one year of complimentary access to Hole19’s premium features.

Insurances and protections

Enjoy added peace of mind, with insurance for mobile phone theft/Purchase protection included. Policy T&Cs apply.