Features and details

  • Revolving credit limit up to $10,000.
  • Works in Nigeria and overseas at POS, ATM, and online.
  • Naira and USD denominated.
  • Pay for your online purchases and digital subscriptions. Your Card is accepted at businesses that accept American Express payments in Nigeria and around the world.


  • Issuance fee: $5 (at issuance, card expiry, and card replacement) (every two years).
  • Maintenance fee: $10 (annual).
  • Membership fee: $150 (annual).


  • Plan your vacation and enjoy up to 12% off on select hotels through Booking.com.
  • Eligible cardmembers can enjoy complimentary enrollment into the SIXT rent a car loyalty program and receive additional benefits.
  • Enjoy special Hertz benefits, including 10% discount off standard rates, one-car-class upgrade, and free additional driver for spouse/civil partner.
  • Enjoy special benefits when you rent with Avis, including up to 15% discount off standard rates and an upgrade voucher.
  • American Express® Cardmembers get up to 10% off on the car price element of a car rental booking at Rentalcars.com.
  • Fly for Less with 5% Off on Dana Air! Use Your Exclusive Code on Our Website.
  • Enjoy a range of perks, discounts, and upgrades from select hotels.
  • Access one complimentary car tows per year through AA Rescue Roadside Assistance


  • Experience the ultimate relaxation and pampering from select exclusive spas designed to rejuvenate both body and soul.
  • Enjoy a 15% discount on the admission prices for Maxtivity and Lego Play Experience, making your recreational activities even more affordable.
  • Enjoy discounts and benefits at all Filmhouse Cinemas outlets in Nigeria.
  • Feast, Savor, and Get Cash Back on food delivery– Your Delicious Rewards Await!”
  • Satisfy Your Cravings for Less on various fast food restaurants!
  • Take advantage of perks and discounts from a range of businesses on Oyanow.ng
  • Enroll in a complimentary 6-month membership to RED BY Dufry to enjoy discounts and rewards in all participating Dufry shops.
  • Challenge your golf game while gaining one year of complimentary access to Hole19’s premium features.

Insurances and protections

Enjoy added peace of mind, with travel and mobile phone theft insurance included. Policy T&Cs apply.